Variable Universal Life Insurance

Life Insurance

Variable Universal Life Insurance

Variable Universal Life insurance is a blend of Whole Life and Universal Life insurance. It allows for flexible premiums just like Universal Life insurance but is more directed toward cash value growth, similar to Whole Life insurance.

Variable Universal Life insurance allows a person to invest the policy values in mutual funds. Instead of depending on company dividends, this type of policy allows you to select mutual funds that your cash values are invested into. Cash values grow tax–deferred and can be used on a tax–free basis in some cases. Similar to Whole Life insurance, you will be required to pay interest on borrowed cash values and the policy death benefit may be reduced proportionately.

Benefits of Variable Universal Life

Policy can be structured so that it will never lapse as long as a bottom–line premium is paid.

Policy owners are given the opportunity of investing their cash values in securities, which can provide greater returns but also greater risk.

Cash values grow tax–deferred (like retirement accounts) and can even be used on a tax–free basis in some circumstances.

For additional information regarding Variable Universal Life insurance call 1–800–817–4522 or request a Life insurance Quote.

Life Insurance

Variable Universal Life Insurance

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